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5 Things You Can Buy With Money And Also Be Happy

“Don’t you want to be happy? Money comes and goes. But as long as you’re happy and we’re in this together, we’ll get out of this rut.”

I had been living with him for 3 months now. By the end of 2014, our business had accumulated over fifteen thousand dollars of debt.

“Business involves risk. If you do not take risk, you get nothing.”

AJ hit the home run every time with this line making my emotional brain shut off my logical brain.

“Yes, there are risks involved with every investment.” I convinced myself that I was thinking logically. But I was fueling that thinking with the help of my emotions.

Over twenty Thousand dollars of dead money.

I had the chance to walk away and start fresh. But he got me big time.

“Shit! That’s a huge sum. If I stay a bit longer in partnership and close on these 2 houses, I will clear this mess soon.”

I gave myself another reason to stay in business and continue to invest.

Deep down inside, I was scared out of my pants on how on earth I’d pay the debt off if not for making a fortune in my business partnership with AJ.

We were in the house flipping business. Well technically.

But we never got to flip a house. We did buy like over a dozen houses on paper. But Alas! It was all a big fraud of my ex-roommate who was a con man.

On the morning of April 13th 2015, he picked me up from my friend’s place in Clifton.

AJ and I lived in a rented house from Oct 2014 to March 2015.

That was the first red flag – to rent a place. Not that there’s anything wrong with that.

But his main reasoning that motivated me to join hands with him in our real estate business was a simple fact. I paid rent to my landlord every month. I could just get my own house and pay that towards the mortgage. He used that reasoning over a 1000 times. Until that worked for him.

A month after I returned from ‘Drive To Inspire‘ campaign in the Aug of 2014, I packed my bags and left the house I had been renting with my friends. We were all graduate students.

In the first 2 months of living in the new rented house with AJ, I exhausted all my savings.

I started asking money from my closest friends.

On the phone, I told them that I was in the real estate business.

“Consider this as an investment. I promise I’ll pay you back with interest in a month. Will you be able to help me out with a few thousand bucks.”

Now as I look back, this experience did teach me a lot about persuasion. My friends lent me over 10000 dollars. Even though they could see so many red flags in my story that I was ignoring.

In the March of 2015, after having lived in the rented house for 6 months, our landlord finally got us evicted. We didn’t have money to pay the rent.

The money that I was borrowing was going towards our business venture. After eviction, there was a brief period of time while I got to experience life on the streets.

But first, let me briefly explain you what I mean by living on the streets?

Here’s what my understanding is.

  • You don’t have any money. In fact, you’re probably in a huge debt and have zero income.
  • You don’t have a fixed shelter you can go to at the end of the night and take a shower.
  • Someone might come and shoot you, or get your arrested. So you have to watch out for yourself.
  • You feel you’re part of an action-thriller Hollywood movie. Except that things are happening for real.

Drugs. Cocaine. Guns. Breaking Red Lights at 100 miles per hour in my 2002 Ford Escort ZX2.

I learned a lot of lessons during my time on the streets. I’ll write a post on that soon.

But now, I had to find a place. So I qualified one of my new friends and asked her if she’d host us. I decided to be completely honest with what we were going through.

She agreed.

After only a week of sharing the floor in my friend’s apartment with AJ, I got fed up. We used to fight and cry and bitch about everything. A lot…

I requested my friend to let AJ stay at her place and got back to my old friends’s apartment. The graduate student friends I told you about earlier.

On the morning of April 13th, 2015, he came and picked me up. We were short of 1000 bucks to close on this $15000 house that was worth over 70 grands.

So, I delayed paying my tuition fees. And went with him to close the deal with the attorney.

All of this was a big con game of AJ. From the day I met him to the day he ran away with my car, it took him right about 11 months.

There are many stories that I want to share with you. But I respect you’re time reading till here.

For now, let’s talk about money. The above experience taught me a lot about money that people don’t often talk about.

For anyone who says – “Money cannot buy you happiness”, I say Bollocks!

I’ll give you 5 things you can buy with money. And also be happy.

5 Things You Can Buy With Money And Also Be Happy

1] Security – When I had money in my checking, reserve, and savings account, I felt secure.

Money in the bank kept me relaxed. If any emergency happens, I won’t die or starve because of lack of money. And that helped to be happy.

But then, when my bank account was in the reds and I had a huge debt over my head, I wanted to kill myself. That too twice.

In fact once I also put a bunch of pain killers into my mouth. But immediately gagged it down the sink. That’s a story for another day.

When I had no money and only debt, I wasn’t happy. Yes I used to fool my friends with all the personal development stuff I was doing. I’d tell them I’m happy and that’s what matters to me. That stuff is so wrong.

You will never be happy in the long run if you don’t feel secure.Today, I have a decent bank balance. The last time I checked, my net worth was 2384 dollars and 54 cents.

I feel secure.

I am happy.

P.S. You get to decide what and how much your security costs.

2] Shelter – This one is simple. When you rent an apartment or a house, the rent is due at the first of every month. If you do not pay the rent first time, the landlord gets angry.

But she will give you a few days to pay it.If you still don’t pay, she will then file for an eviction.

Even though I had a 5 figure debt on my head, which I had a gut feeling that it was all lost, I still had a place to stay. A place where at the end of the day, I could go get some sleep. I got to take showers and keep myself clean.

In fact, the kitchen allowed me to cook for the two of us. That kept me healthy and happy.

All was happy and merry.

Until you’re evicted and find yourself on the streets. That’s not fun in any way.

Yes, you learn a lot from being in the hood. That time once I saw a jeep stop by the electric pole. This man in the hoodie came out, fired a few gun shots, got back in the jeep, and drove past me waving his hands.

When you don’t have a place to stay, it sucks. If you’re homeless and reading this in a public library, I hope you agree with this one.

But when you have a shelter – a place you could call home, it feels so damn good. It helps to be happy.

Since we’re talking about houses, let me ask you this. Are you a house owner who pays a mortgage?

You might not like paying to the bank every month but I bet you’re grateful to have a shelter over your head.

Does that help you to be happy?

It sure did for me. So yes, if you have money, you can buy yourself a place to stay and be happy.

P.S. You could say that security and shelter ties up together. But for now read number 3.

3] Health – Almost every other second, an organization in the US launches a health campaign. Many of them promote healthy eating.

But if you shop at the grocery store in the ghetto, you know something that the urban and suburban folks don’t know of. The items on the shelf do not promote healthy eating in any ways.

The produce section is almost invisible.

With all the food campaigns and flyers, that’s the dark reality. If you don’t believe me, I challenge you to go shop at a grocery store in the hood.

And don’t tell me you don’t know what I mean from ‘the hood’. You already know of these places but are scared to go there.

Am I correct?

Take my word for this. No body is going to rob you on gun-point.

The people just happen to be of the darker shade. But almost everyone there comes to get food.

Cheap food I must say.

I like to eat more greens and vegetables. Olive oil and coconut oil are at least 3x times pricier than vegetable or canola oil.

But when you’re on the streets, you eat whatever you get. Canned foods. Mac & Cheese. All you need is some fuel to keep yourself alive.

I agree with you that eating healthy doesn’t have to be expensive. But if you have money, you can eat nutritious food more often. That too, without having to do so much math in your head while walking down the isle at Kroger.

If you have more money, you could just hire a cook who’d cook according to your weight loss needs.And let’s also not forget fitness centers.

Yes, I again agree with you that you can run outside for free or do body-weight exercises in your house. Personally, I haven’t stepped into the gym for 2+ years.

But what about you? Do you have a gym, yoga studio or YMCA membership. I bet that ain’t free.

You need money to access these fitness centers and get to exercise to keep your body healthy.

See… Do you now agree that having money can buy you health and thus help you to be happy?

4] Personal Development – Of those 7 months I lived with AJ, I did one thing that single-handedly saved my life.

During my manic-depressive state I had developed a habit of reading and listening to a lot of inspirational and motivational work.

I used to take one daily action to improve my physical, mental, emotional, and spiritual health. Thanks for James Altucher.

I listened to ‘The Obstacle Is The Way’ for 7 times back to back. Thanks to Ryan Holiday.

Zig Zigglar, Tony Robbins, Tim Ferriss, Srini from the Unmistakable Creative Podcast – I had developed the habit of ingesting their materials every day.

That kept me alive. Daily investment of my time into my personal development was a life saver.

But what does it has to do with money. Not much here I guess.

Your personal development doesn’t require any financial investment. But it does require a good amount of your time investment. And you get to choose how much.

The Public Library is Awesome! I downloaded a bootlegged copy of Ryan’s audio book from torrentz.

5]Experiences – Every body says – don’t spend money on materials but on experiences. That advice is horse shit.

See, here’s the thing. The travel pictures that you share on instagram. Yes, that’s a great experience to have. But that shit ain’t free.

You need to buy the flight tickets first and then you can go backpacking in India or South East Asia or Europe. That flight ticket is often never free. Okay..

Before you start your rant about Airline Credit Cards and flyer points, please I request you to hold on to your guns.

All your gold reward points that enable you to buy your tickets for almost nothing, that comes with a price tag. Don’t agree? Read on.

To get airline credit cards that offer promotional 50,000 points, you first need a good credit score. A good credit score means you either have money in the bank, or have a reliable source or income and you have demonstrated good payment habits.

Now to make the credit card payments, you need money. Yes or yes?

And all these airline CC that offer flyer miles,…you need to spend money to get those so-called “free miles”. Sometimes it’s just a single purchase like my Frontier Airlines Barclay MasterCard.

But often you have to sell out $500 to $5000 bucks in the first 3 months to get those rewards. That’s how these credit card companies get you.

You need money to get those reward points. Only then do you get 12 dollars ticket to Mexico in SouthWest, or you fly to Thailand and share your selfies you take with that selfie stick you bought on eBay or Amazon.

I’m sorry, I digress. Let’s not get distracted from the main topic.

Yes, you can experience a lot of things for free and be happy. But let’s be honest for a minute.

It’s hard to grow (become wiser) as an individual if you live in the same place for your entire life. Surrounded by the same people who bitch about their life all the time, eating the same food, doing the same things, and then one day you die.

That’s a very limited life.

Your life should know no limits.

When you grow up you tend to get told the world is the way it is and your life is just to live your life inside the world. Try not to bash into the walls too much. Try to have a nice family, have fun, save a little money.

Life can be much broader once you discover one simple fact: Everything around you that you call life was made up by people that were no smarter than you and you can change it, you can influence it, you can build your own things that other people can use.

Once you learn that, you’ll never be the same again.

Props to Steve Jobs for reminding all of us with that truth.

The same thing applies to gaining experiences that help you to stretch and experience life in a new way everyday.

Travels, opera shows, candle-light dinners with your spouse – these are not experiences. They help you to attain positive experiences. The flight and opera ticket is the thing. The table for 2 at the 3-start french restaurant with the 7 course gourmet meals on your table is the material purchase.

These are the things that give you experiences that help you to be happy.

And they all need money. Yes or yes?

If you know how we could get these experiences for free, please text me at +1-513-223-1217. I want to learn from you.

Until then, do you now agree that you can buy things with money and also be happy?


  • Yes, there are things you can buy with money and also be happy. Some of them are – Security, Shelter, Health, and Experiences.
  • Making more money has gotten a bad rep. I believe that if you make money with honest intentions and have a strong purpose in your life that gets you up in the morning every day, more money will help you to buy things that will also help you to be happy.

If you liked this article and would like to learn more about habits, and how you can use habits to get happier, healthier, and wealthier, just subscribe to my newsletter.

I also wrote about Why Money Can’t Buy Happiness Mantra is Horse Shit.

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